Accessible

Use our CO-OP & ATM Locator to avoid fees at over 30,000 ATMs nationwide. Plus, use your debit card anywhere the Visa logo is displayed to make purchases, access ATMs around the world, or get cash back in-store.

Current Rates

Checking Accounts

Type

Minimum Opening Deposit

APY
Rates effective 10/30/2024

APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings.

Type

Basic Checking

Minimum Opening Deposit

$25

APY

None

Type

Edge Pay Checking

Minimum Opening Deposit

$25

APY

None

Compare your options

  • Check writing

    Check writing

  • Debit card

    Debit card

  • Overdraft fees

    Overdraft fees

  • Free ATM access

    Free ATM access

  • Overdraft line of credit

    Overdraft line of credit

  • Round-up feature in savings

    Round-up feature in savings

  • Bonus match into savings

    Bonus match into savings

  • Cell phone protection

    Cell phone protection

  • Identity theft/credit monitoring

    Identity theft/credit monitoring

  • Monthly fee

    Monthly fee

  • Paper statement

    Paper statement

  • ATM rebates

    ATM rebates

  • Unlimited check writing

    Unlimited check writing

Basic

  • Check writing

  • Debit card

  • Overdraft fees

  • Free ATM access

  • Overdraft line of credit

  • Round-up feature in savings

    ChangeSaver option available

  • Bonus match into savings

  • Cell phone protection

  • Identity theft/credit monitoring

  • Monthly fee

  • Paper statement

  • ATM rebates

  • Unlimited check writing

Edge Pay

  • Check writing

  • Debit card

  • Overdraft fees

  • Free ATM access

  • Overdraft line of credit

  • Round-up feature in savings

  • Bonus match into savings

  • Cell phone protection

  • Identity theft/credit monitoring

  • Monthly fee

    Monthly subscription fee – waived first month and can be reduced to $0 thereafter

  • Paper statement

    No – must opt in to eStatements to avoid paper statement fee

  • ATM rebates

  • Unlimited check writing

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Edge Pay Checking

Great for young teens, students, and digital wallet users.

Edge Pay is perfect if you use a debit card for everyday purchases, want to automatically save money while you spend, prefer mobile banking, and want help staying on budget. Here’s what you get:

  • No overdraft fees
  • Paperless account for the environment
  • Automatic round-up feature into your savings
  • Automatic bonus match based on monthly round-up
  • Up to $400 in phone replacement or repair costs
  • ID theft monitoring and resolution
  • Credit score access and monitoring
  • Health savings on prescriptions, vision, and dental costs
  • Monthly subscription – waived first month
  • Debit card and free ATM access
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Courtesy Pay

Cover transactions when your checking account balance is low.

For a fee of $14, Courtesy Pay1 may be used to help pay for:

  • Paper checks
  • Electronic (ACH) transactions
  • Bill Pay items from Digital Banking
  • Everyday debit card transactions (opt-in required)

 

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Sign up for

Round-Up Savings

Enroll in our ChangeSaver program to save money every time you make a purchase with your debit card. We’ll automatically round up to the nearest dollar and transfer those funds to the savings account of your choice. Get in touch or visit your nearest branch to sign up today.

Contact us to get startedFind a branch nearby EastRise CU Stamp

FAQs

Not finding what you’re looking for? See all FAQs or contact us.

You might also want to explore:

Savings Accounts

Whether you’re building your emergency fund or saving up for a trip, let our savings accounts help you toward your financial goals and peace of mind.
Learn more

Send and Receive Money with Zelle

Learn more

Open a Checking Account

Let’s get you started with a checking account that’s easy to access, helps you save money automatically, and spots you when you’re short on cash.

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Schedule an appointment
Get started
Open an account
Get in touch
Email or call us

Disclosures

1.

  • We reserve the right to pay or not pay any item at our discretion when there are insufficient available funds in your account to cover the transaction. If we pay a check or item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately (within 24 hours of notification or less). We may consider your relationship with the Credit Union, account history, financial behavior, and/or other factors when determining whether to pay an item (overdraft) or return the item for non-sufficient funds (NSF).

    Accounts of persons under the age of 18 are not eligible for Courtesy Pay services. Automatic coverage applies to checks, Bill Pay, and ACH transactions, but opt-in is required for everyday debit card transactions. Courtesy Pay does not cover ATM or non-checking account transactions.

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